Terms of Service

1. Acceptance of Terms

By accessing and using Real Wealth University's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Real Wealth University provides educational content, courses, and resources related to:

• Financial education and wealth building strategies
• Tax optimization and estate planning guidance
• Investment education and mentorship
• Community access and networking opportunities
• Professional certifications and credentials

3. User Responsibilities

As a user of our services, you agree to:

• Provide accurate and truthful information when creating your account
• Maintain the confidentiality of your account credentials
• Use the service only for lawful purposes
• Respect intellectual property rights of all content
• Not share access credentials with unauthorized parties
• Comply with all applicable laws and regulations

4. Payment and Subscription Terms

Payment terms for our services:

• All fees are due in advance and are non-refundable unless otherwise stated
• Subscription fees will be charged automatically on a recurring basis
• You may cancel your subscription at any time through your account settings
• Price changes will be communicated 30 days in advance
• Failed payments may result in service suspension

5. Intellectual Property Rights

All content, materials, and resources provided through Real Wealth University are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without explicit written permission.

6. Educational Disclaimer

Important: The information provided by Real Wealth University is for educational purposes only and should not be considered as:

• Professional financial, tax, or legal advice
• Investment recommendations or guarantees
• Personalized financial planning services
• Licensed professional services in any jurisdiction

Always consult with qualified professionals before making financial decisions.

7. Limitation of Liability

Real Wealth University shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of our services. Our total liability shall not exceed the amount you paid for the service in the twelve months preceding the claim.

8. Refund Policy

We offer a 30-day money-back guarantee for new subscribers:

• Refund requests must be made within 30 days of initial purchase
• Refunds apply only to the most recent payment
• Access to all materials will be revoked upon refund processing
• Refunds are processed within 5-10 business days

9. Account Termination

We reserve the right to terminate or suspend accounts that violate these terms, engage in fraudulent activity, or misuse our services. Upon termination, your access to all materials and services will be immediately revoked.

10. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. By using our services, you consent to our data practices as outlined in our Privacy Policy.

11. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of the service after changes constitutes acceptance of the modified terms.

12. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of New York.

13. Contact Information

If you have any questions about these Terms of Service, please contact us: